The microcredit Fund of the region began accepting applications for a concessional loan for small and medium businesses through the online service. The remote submission of documents is implemented in the framework of the implementation of the service model of support of small and medium-sized businesses. Oversees the process of regional Ministry of Economics.
You can apply in your "personal Cabinet" of the entrepreneur on the Foundation's website www.fmco.ru. The service interface is simple and intuitive — it entrepreneur can generate the request, make corrections, cancel, view history of your created applications. For use need in the section "to Obtain micro-loans/Personal account" to register your account using email address and password.
The service requests data about organizational-the legal form (limited liability company, individual entrepreneur, the head of farm), on the duration of entrepreneurial activity (up to 12 months more than 12 months). Choosing the appropriate tabs, the entrepreneur generates a list of documents that must be attached to fill the application for obtaining a microloan.
"The application with attached documents immediately goes to the Fund and is addressed in the shortest possible time. After receipt of the application and preprocessing of the documents the employee directs to the "my account" entrepreneur information about the approval of the loan or detected observations and the need to provide additional information," — said the Director of Fund Sergey Gaydash.
Step-by-step instructions personal account of the entrepreneur are posted on the Foundation's website in the section "to Obtain micro-loans".
The Ministry of economic development of the region
Entrepreneurs engaged in cross-border trade, know that there is always a risk of losing money due to changes in the exchange rate.
To protect your business against fluctuations of the exchange rate, you need to know about the two options of managing foreign exchange risk:
1. Buy stock without tools and without additional cost of time and money:
- to pay in national currency. But this solution does not fit all - some entrepreneurs spetsializiruyutsya on the supply of goods from abroad who have no analogues;
to shift currency risk to the buyer, tying the price of their goods to the foreign currency in which it is purchased;
to sell goods in the market of the country where the allowed usage in the calculations of the currency, for which it was bought.
2. Using the exchange tools.
To hedge against currency risks (or, as professionals say, to hedge risks), the entrepreneur can buy on the exchange derivatives, such as currency futures or options.
A currency option is a contract by which a fixed exchange rate for a specific period. For example, the entrepreneur pays for the right to buy after 3 months dollars for 65 rubles. Option - his right to such purchase. If in fact the dollar after 3 months will be more profitable (for example, 60 rubles per dollar), you can just not use the purchased option and to buy the currency at the current rate.
When purchasing currency futures, the owner agrees that after 3 months buy currency at a fixed rate, for example, the same $ 65 rubles. But unlike options, buying a futures contract, withdraw from such an agreement will have to buy the currency at a fixed price, even if it is unprofitable.
Thus, hedging can protect against currency risk, but we must remember that the currency futures and options are risky instruments. They are based on the assumption that the exchange rate will change. Making this assumption, you may not guess.
To use exchange mechanisms to hedge risk can only qualified investors – for example, brokers and dealers licensed by the Bank of Russia. For most entrepreneurs market access possible through the opening of a brokerage account. In this case, in addition to payment of the derivative, the entrepreneur pays for the services of the broker and the Commission and the exchange. If changing course slightly, the whole benefit of the hedge may not offset the cost of the derivative. Therefore, this method is advantageous to companies with large turnover and high currency risk.
The corresponding project of the regional law made by the Governor and will be considered at regular session of regional meeting of deputies on October 24. The changes are related to the fact that in effect the regional law establishing such term installments, ceased to have effect 1 July this year.
July 3, 2018 entered into force the amendments to the 159-th Federal law on peculiarities of alienation of immovable property owned by the state or municipal property and leased by subjects of small and average business. They provide the right entrepreneurs to become owners of property leased from the state or municipalities.
Statutory conditions for the acquisition of property is very comfortable, allowing you to use the measure as a measure to support small and medium-sized businesses. Over the past ten years, the law has been repeatedly changed, the practice identified considerable gaps and contradictions, which are now eliminated.
So, the original period of validity of the Federal law was two years and later extended three times. With 3 July this year the restriction of the action of the Federal law at the time cancelled. This law became valid indefinitely.
Until July 3, it was possible to purchase only the leased property, which were in state ownership of subjects of Federation or municipal ownership. Currently, small and medium business on preferential terms to buy and Federal.
Right to purchase granted to entrepreneurs only in case if the leased property continuously in their temporary possession and (or) use of at least three years prior to the effective date of the Federal law into force, i.e. until 5 August 2008.
Under the new rules, you can privatize the premises, which is continuously used at least for two years at the time of submission of application for redemption when implementing pre-emptive rights in privatization (three years – by the tenant). This approach gives the tenant the opportunity to exercise the right to repurchase in the future, if he currently can not purchase the rented premises.
If the tenant did not sign a contract for the sale of the leased premises or has not signed the contract sent to him within thirty days after receiving it, he was deprived of the preemptive rights to purchase. After changes in Federal law, the tenants refused to purchase on time or not signing the documents, can seize the opportunity of the grace of redemption.
Upon redemption of the leased premises to entrepreneurs by installments is available for a period of not less than five years. Entrepreneur who decides to purchase the rental unit, he chooses the order of a lump sum payment or in installments.
Term installment for Federal property is established by the Government of Russia, and for the ownership of the subject of Federation – the regional law. Made by the bill, this time proposed to leave for 10 years. Local authorities will determine the period of the installment purchase for municipal property.
As noted by the Director of legal Department of administration of the Governor and government of the region Igor Andreichev necessary information is directed to bodies of local self-government of municipalities in the region to make such decisions.
The bill also applies to other measures of property support of subjects of small and average business. So, expanding the list of regional assets leased to subjects of small and medium-sized enterprises, by the inclusion of his property regional institutions and unitary enterprises. Identifies new subjects of small and medium enterprises – agricultural cooperatives, for which the regional property will be leased on favorable terms.
The bill in the framework of the amendments to the Federal law "On industrial policy in the Russian Federation" provides for the development of measures to stimulate activities in the industrial parks. In this regard, the government will establish at the regional level, the order of application of such incentive measures as well as additional requirements for industrial technology parks – beneficiaries of incentive measures.
The legal Department of the administration of Arkhangelsk region Governor and Arkhangelsk region Government
Support measures that contribute to the increase in the number of small business entities, as well as mechanisms of reducing administrative barriers considered at the meeting of Council on improvement of investment climate in Volgograd region under the chairmanship of Vice-the Governor Vladimir Skorina. New tools to stimulate economic activity will be the center of "My business" and Technopark.
"Regular dialogue with potential investors is a necessary condition for economic development of the region, — noted the Deputy Governor of the Volgograd region Vladimir Shkarin. — Detailed and qualitative approach to working with business owners provides stability of investment flow, brings a new level of quality performance indicators".
The meeting discussed operating in the region mechanisms to support SMEs, and suggestions for improving this work. For the decision of problems of increase of investment appeal of the region, development of infrastructure and resources to support entrepreneurship was approved the "road map", formed relevant working groups.
In support of small and average business of region will continue to participate in state programs using funds from the Federal budget. As a result, by 2024, the number of employed in the SME sector is projected to increase from 250 thousand to 340 thousand, the number of small businesses — up to 90 thousand.
Growth in the number of entrepreneurs will contribute to new tools for regional support. So, in the next two years in the Volgograd region will create a center of "My business" and Technopark. In addition, we will continue to engage youth in entrepreneurial activities.
We will remind, in the Volgograd region already operate a guarantee Fund, microfinance institutions, business incubators, engineering centres, business support and export. These tools have already proved their efficiency. For the first nine months of 2018 microfinance Fund of the Volgograd region has provided entrepreneurs with microloans with an interest rate from 6.25% to 7.25% per annum for a total amount of 27.4 million rubles. In the same period, over 450 entrepreneurs participated in the educational programs of the Volgograd regional business incubator. The region is actively implementing the training program developed by the Corporation SMEs: "ABC of entrepreneur", "entrepreneur School", "Mom entrepreneur" and training "Generating business ideas", "Participation in public procurement, Inspections of SMEs", "Legal aspects of entrepreneurship" and others. It is planned that 4200 entrepreneurs will use in 2018 consulting services.
Separately, the experts reviewed the implementation of the road map in the direction of "resources and Infrastructure". It was noted that in 2017 the Volgograd region state support was provided to 2,000 entrepreneurs and 300 have used tax incentives, 90 received grants to develop family livestock farms.
We will add, one of the strategic tasks set by the Governor of the Volgograd region Andrei Bocharov, — increase gross regional product up to one trillion rubles by 2021. Increase of investment attractiveness, improving the business climate are among the priorities of work of administration of the Volgograd region. Sustainable economic growth of the region shows in 2014. During this time, sold 88 of investment projects, a further 38 signed agreements in the coming years. For investors in the region provided for 53 species state support.
Union the "Kaliningrad chamber of Commerce" invites you not to miss the unique opportunity to meet with business representatives from the Republic of Tatarstan, which will be held on October 11, 2018
The delegation of entrepreneurs of the Republic of Tatarstan, representatives of the agricultural, furniture, food, chemical, construction industries.
B2B meetings will be held in the conference hall of the Kaliningrad TPP (Moscow, Vatutina str., 20A), October 11, from 10.00 -13.00.
In case you are interested in participating in the meeting with entrepreneurs from Kazan, please contact the Department for external economic relations of the Kaliningrad TPP: Kamaeva Natalia Vladimirovna, tel.: (4012) 590-172 or e-mail: email@example.com
DocumentsThe application of V2V R. Татарстан.docx
6-10 November in the Republic of Karelia will be the largest informational and consultative event, which is dedicated to the development of small and medium enterprises, training of entrepreneurs, improvement of interaction of business and government.
"Business week" is a forum of subjects of small and average business which is one of the largest business events in Karelia. The purpose of the event is to coordinate the main directions of the strategy of regional policy in the development of small and medium enterprises, to involve small and medium-sized business in a very constructive interaction with each other, governments, NGOs, the banking sector and to obtain feedback from the business community.
"Business week" will begin with a visiting session of the St. Petersburg international economic forum. Plenary session will be held with participation of President of the Republic of Karelia. In the framework of the forum round tables, seminars and conferences will summarize several important business of the competitions.
Recall that in 2017, the forum was attended by more than 300 small and medium-sized businesses, representatives of Federal Executive authorities, scientific and business communities, public associations and entrepreneurs.
To register for participation in the forum "Business week" on the link ( https://karjalacongress.timepad.ru/event/814605/ ).
Commissioner for the protection of the rights of entrepreneurs in the Republic of Karelia made in the protection of the subjects of the trading business from Nadvoitsy at the meeting of the Council for development of small and medium enterprise of Segezha municipal district.
The work of the Council, which took place on 27 September in the city of Segezha, also took part the Head of administration of Segezha municipal district Yuri Salihovic, officers, representatives on tax inspections, businesses.
The meeting discussed the question of the appropriateness and economic feasibility of the establishment on the territory of the Segezha municipal district of the correction coefficient K2 base yield for the single tax on imputed income in the amount of 1.0 for taxpayers engaged in trade in food products in the presence of a range of alcoholic beverages, beer and tobacco products. This question caused a lot of discussion. Commissioner Helen Gnetova announced that it received appeals of entrepreneurs who are wondering why the entrepreneurs of the city of Segezha, the coefficient for the calculation of the tax on imputed income increased less than one-third, and for retailers urban settlement of Nadvoitsy coefficient increased more than two times. The Commissioner asked the representatives of the administration, had there been economic justification for the increase of this indicator, the number of retail trade enterprises operating on the territory of Nadvoitsy settlement, whether there are Analytics, how affected by the increase of this tax in tax revenues in the municipal budget.
Head of the economic development administration of Segezha municipal district Olga Rautanen indicated that the coefficient K2 is increased for entities retailers, with a range of alcoholic beverages, beer and tobacco products in Segezha with 0.75 to 1.0, and in the village. Nadvoitsy - from 0.45 up to 1.0. According to her, the decision was made in accordance with the Program of improvement of public finances of the Republic of Karelia municipalities in the Republic of Karelia for 2016-2018..
Olga Rautanen noted that in setting the values of K2 were considered the features of formation of the income of individual entrepreneurs and organizations realizing the goods not the first necessity, and the draft decision of the Council of Segezha municipal district to increase K2 was agreed by the administration with the Interdistrict Inspectorate of Federal tax service No. 2 for the Republic of Karelia, heads city and rural settlements of Segezha municipal district.
The Council was also made by the entrepreneurs of the settlement of Nadvoitsy, who said that the village has 8 shops. All of these trade enterprises have a mixed assortment of specialization in a small village unprofitable. Entrepreneurs noted that conscientiously fulfill their obligations to their employees under the payment of wages, bear the additional financial burden in compliance with the requirements of the Federal legislation to increase the minimum wage, the introduction of online cash registers and other obligations. In their opinion, the increase correction coefficient K2 has significantly worsened the situation of commercial enterprises, activity of subjects of small trade becomes unprofitable.
Commissioner for the protection of the rights of entrepreneurs Elena Gnetova supported entrepreneurs, who appealed to Council members with a request to consider the possibility of reducing the coefficient K2 is set in the present, equal to 1.0, to economically feasible values.
A Board decision was taken to further consider this issue at the next meeting of municipal deputies.
Council members also considered the application start small businesses for the provision of grants on creation of own business, provided the municipal program "Development of small and medium enterprises in the Segezha municipal district in 2018-2020". Dobrany two business project: creating a sewing Studio and organization fast food outlets.
The Ministry of economic development and industry of the Republic of Karelia announces a competition for grants for the implementation of additional measures on support of small and medium entrepreneurship legal entities (except nonprofit organizations), individual entrepreneurs – producers of goods, works and services.
Subsidies to subjects of small and average business are provided on a reimbursement of costs:
1. technological connection to electric grid facilities;
2. manufacture of food products, handicraft, including manufacturing of products of national art crafts;
3. the construction and (or) reconstruction of objects of roadside service;
4. voluntary certification of products.
Acceptance of documents for granting subsidies by the Ministry within 30 days from 2 until 31 October 2018, to the address: Petrozavodsk, Andropova str., building 2, 3rd floor, office No. 323.
Recall that to simplify the procedures for employers filing applications for subsidies from the Republican budget it is possible to apply not only to the office of the Ministry of economic development and industry of the Republic of Karelia, but also in the departments of the Multifunctional center providing state and municipal services of the Republic of Karelia, located in areas of the country.
On filling of the application and formation of package of documents, please call: 7923-68, 7923-64, 7923-65.
18 October 2018 in the city of Krasnodar, will host the next stage of the National business award "Business Success" in the framework of the business forum "it is small" (compulsory registration on the link http://delozamalim.com/#l), which can take part representatives of the neighbouring regions. The award may become an additional platform for finding partners and investors entrepreneurs of neighboring regions, and also allow you to share positive experiences in the creation and development of favorable business climate in the territories.
We invite subjects of small and average business of the region to participate in the contest. The deadline for nominations is October 11, 2018 on the website http://bsaward.ru/2018/krasnodar/
The best entrepreneurial projects will receive prizes to support and develop the business from the partners and organizers of the project.
In case of positive decision, please contact: project website: http://bsaward.ru/contacts org. Committee: Love Repin, project coordinator firstname.lastname@example.org 8 (495) 620-98-50; Olga Kopylova, Director of communications. email@example.com 8 (903) 111-64-23 or in the Committee of consumer market development of small business and licensing of Kursk region by phone: 8(4712)70-19-13; 70-24-34
Today the region has five such centres. Here entrepreneurs can consult with experts in the legal, legal and organizational issues.
First public reception has opened in the city of Kursk in 2013. During this time, the help here got a few hundred Kursk individual entrepreneurs and legal entities. Among the most urgent problems – check control and Supervisory bodies, leases, interaction with municipal authorities and law enforcement agencies. On account of legal public reception to an impressive number of successful cases.
Similar organizations operate in Zheleznogorsk, Sudzha, Fatezh and Kurchatov, which businessmen have the opportunity to without having to travel to the regional center, ask for help to the Kursk Commissioner for the protection of the rights of entrepreneurs Vladimir Kazarina, and consult on any topic related to their activities. According to statistics, most often they are interested in the issues of pension contributions, taxes, use of new cash registers and tax Amnesty, etc.
- Public reception appear in areas where there is entrepreneurial activity and where the business is interested in support and assistance. And when a problem needs to be solved quickly, on the spot, the entrepreneur comes to the public reception, where information quickly goes to the Commissioner, — said Vladimir Kazarin.
In his opinion, are foster be the Foundation for the creation and development of favorable business climate in each district of the region, which affects the development of entrepreneurship throughout the region.
Faced with the problems in the course of doing business, you can contact us at the address: g. Kursk, Radischeva St., 24, 3rd floor, 1 office or call by phone: 8(4712) 70-15-34 or 8 951 333 00 23.
In the framework of the regional industry Day in Yaroslavl was opened the regional center of "My business". In the new building on Sverdlova street for the convenience of entrepreneurs gathered all the structures of support of small and medium-sized businesses.
The ceremony was attended by Deputy Chairman of the regional Government Maxim Avdeev, Deputy General Director of JSC "Corporation of SMEs" Maxim Lyubomudrov, heads of structures of the investment unit of the government of Yaroslavl region.
– The opening of this modern and multifunctional centre – the beginning of a new phase of business, – said Maxim Avdeev. Such a service model providing support on a single platform will allow entrepreneurs a comfortable environment to obtain full and reliable information will simplify the communication and reduce the time of service.
At the centre of "My business" Center for entrepreneurship support, regional export support Center, a branch of the SME Bank in Yaroslavl, the entrepreneurship support Fund, Fund for the development of industry and agriculture. In addition, it will house Regional leasing company – a new tool to support small and individual business.
In the framework of the inauguration of the centre took place the signing of agreements on cooperation of a Regional leasing company with Directorate Yao branch of PJSC "VTB Bank" and the enterprise "Zavod PSM". The first is aimed at providing entrepreneurs a wide range of banking products on favorable terms, raise their awareness of the opportunities of the leasing support. PSM plant rlk becomes a partner as a supplier of the leased equipment.
While rlk Yaroslavl already has cooperation agreements with the organizations of infrastructure of support of small and medium enterprises in other regions of the Central Federal district, and the Sakhalin oblast, Khabarovsk Krai, republics of Adygeya and Ingushetia.
Center "My business" is located at the address: Yaroslavl, street Sverdlova, 25d, 3rd floor.
For the eighth time in Omsk region will be the venue for international events in the field of social entrepreneurship. This year the forum will discuss possibilities of implementing social entrepreneurs and socially-oriented non-profit organizations of the national priority projects of socio-economic development of Russia, as well as the promotion and development of social entrepreneurship in General. The event is organized by regional public organization "Center of social innovations" with the support of the regional Government.
Annually in Omsk oblast attracts experts, social entrepreneurs and investors from across the country. Last year, the venue gathered more than 1500 participants from 9 countries and 21 regions of Russia. This year, organizers also are expecting guests from foreign countries and Russian regions.
"Have already confirmed the participation of guests from Israel, Korea, Nepal, India, Belarus, Kazakhstan and Uzbekistan. Plan including video of the speakers from Morocco, Greece, Italy and South Africa. In particular, the video link will businessman, the owner of the family farm in the Kingdom of Morocco and Advisor to the Governor of the island of Crete", − specify in the Omsk Center of innovation for social sphere.To participate in the forum to register you need the link http://cissinfo.ru/innosib2018/.
GAU JSC "House of entrepreneurs" invites you to take part in the training "ABC of entrepreneur", which will be held 08-12 October 2018 daily from 10:00 to 17:15 in the conference hall of "House of the businessman" to the address: Arkhangelsk, PR Obvodny channel, d. 12, 5th floor
Training free, developed by JSC "Corporation "MSP" and is designed for people who want to start a business or implement a new business project. As part of the training discusses the steps you need to take when starting a business since the formation of the business idea until the enterprise registration. The result of these steps is the development of the business plan of the enterprise.
A special feature of the training program "ABC of entrepreneur" is to provide the audience with practical tools for creating business.
Upon completion of the training You will receive skills and knowledge:
- their business ideas;
- development of a business plan;
- identifying forms of business;
- the procedure for business registration;
- on the sources of funding;
- about existing support measures for SMEs;
- how to start a business.
As well as training manuals and certificate.Check: the communications group https://vk.com/biznesincubator, phone: 43-02-78, 42-14-53, e-mail: firstname.lastname@example.org.
Index of female entrepreneurial activity WBI (Women's Business Index) in August 2018 69.4 PPT Since the start of the study in 2015, the Index rose 13 PCT
These are the results of the fifth wave of the evaluation Index, WBI (Women's Business Index)1 . Regular study of the level of favored business and the social environment for women's entrepreneurship development in Russia is carried out on the initiative of the Committee for the development of women's entrepreneurship "OPORA Rossii" with the support of PJSC "BANK URALSIB" and Agency of strategic initiatives. The operator of the research is Analytical center NAFI.
Index of female entrepreneurial activity WBI is the aggregated relative indicators of business activity of women with three positions: the entrepreneurial culture (the attitude of the society towards women entrepreneurs), entrepreneurial ecosystem (assessment of business environment: infrastructure, Finance, business education, etc.), as well as the personal qualities of women (skills, Hobbies, family life, etc.).
According to the results of the fifth wave partial indices increased and reached the following values: "Culture of entrepreneurship" – 81,3 PP (+10,1 p. p. compared to the previous survey in December 2017), "Personal qualities" – is 76.3 p. p. (+9,5 p. p.) Private index of "Entrepreneurial ecosystem" has demonstrated the value of 63.2 p. p. (+5,6%).
Nadiya Cherkasova, Chairman of the Committee on development of women entrepreneurship "Support of Russia":
"Index WBI according to the research results of the fifth wave is 69.4 points and demonstrates compared to 2017 sustainability. The figure exceeded last year by 0.3 points and since the start of the study in 2015 rose 13.4 points, which says about the constant and systematic work in this direction of authorities, the support institutions and the business community. Women entrepreneurs have noted the increasing availability of business financing, positive changes in educational programs, and the growing approval of women starting their business. As key factors of motivation coming into the business often call girls the opportunity to earn more by yourself than by working for hire, professional fulfillment and a flexible schedule."
The Chairman of the Board of PJSC "BANK URALSIB" Konstantin Bobrov:
"The results of the assessment of women's entrepreneurial activity are of great practical value for all those who are serious to work in the segment of women's entrepreneurship. This benchmark allows to generate the most effective set of tools and programs to make them "fine-tune" the needs of this target segment. Largely thanks to the attentive study and analysis of the needs and preferences of women entrepreneurs, we at the Bank have come to an integrated model for working with this segment in which the Bank acts as a full partner in helping to launch, grow and develop the business in all its aspects. In the framework of this model the "single window" women entrepreneurs can obtain we have the whole range of products and services: loan products, cash, financial and non-financial services and training and to help in the selection of the program of state support".
1 a nationwide survey conducted in August 2018 of 600 women, who do not run business, and 400 women business leaders of the 8 Federal districts.
Guest of "Night with sharks" Kaliningrad TPP - famous representative of the Kaliningrad business, CEO and co-owner of "Spar-Kaliningrad" and many other companies, a member of the Board of Directors of SPAR Russia B. V., a teacher who tries to bring closer theory to practice, Oleg Ponomarev.
On 27 September the guests of the project "Evening with the sharks of business" have a chance to learn how to identify themselves makings of a businessman, what should be taught in University and what is the value of a lot of money from the author of "the Code of the businessman" Oleg Ponomarev.
Together with partners in 1998 Oleg Ponomarev created LLC "Trading house "Family", which was the beginning of the creation of the current group of companies. Doing business, it is significant time devoted to the education of future entrepreneurs, while teaching at Kazan state technical University, and then at the Institute of Economics and Management, BFU them. Kant.
We will be glad to see our "Evening" held from entrepreneurs and beginner businessmen, students, business programs, economically active residents of the region who are thinking about starting their own business.
Meeting with Oleg Ponomarev will take place on 27 September at 16:30 (Soviet PR-t, 179, meeting room on the 6th floor).
The discussion will be able to participate as the audience in the Studio and watching what is happening on the screen, because each "Evening" is online on the page of the Kaliningrad chamber of Commerce in a social network "Facebook".
Registration is mandatory!: https://kaliningrad.tpprf.ru/ru/announcements/268442/